Accrella

The Accrella learning library

One country.
Fifty sets of rules.

Tax liens work differently across state lines. Learn what you buy, when a return is earned, and what happens when an owner redeems.

01 / The asset

Know what you own.

A tax certificate, a deed, and a redeemable deed create different rights. A certificate does not give you immediate ownership of a home.

02 / The clock

Know when you earn.

Daily interest, monthly interest, and redemption premiums are different. The purchase date is not always the legal starting point.

03 / The outcome

Know how it ends.

Redemption, expiration, and foreclosure have different consequences. Your return depends on the applicable rules and the actual events.

State by state

Start with the rules where you invest.

50 state guides

50 states found

ALRule sources checked

Alabama

hybrid

AKRule sources checked

Alaska

tax deed

AZRule sources checked

Arizona

tax lien

ARRule sources checked

Arkansas

tax deed

CARule sources checked

California

tax deed

CORule sources checked

Colorado

tax lien

CTRule sources checked

Connecticut

hybrid

DERule sources checked

Delaware

redeemable deed

FLSources reviewed

Florida

tax lien

GARule sources checked

Georgia

redeemable deed

HIRule sources checked

Hawaii

redeemable deed

IDRule sources checked

Idaho

tax deed

ILRule sources checked

Illinois

tax lien

INRule sources checked

Indiana

tax lien

IARule sources checked

Iowa

tax lien

KSRule sources checked

Kansas

tax deed

KYRule sources checked

Kentucky

tax lien

LARule sources checked

Louisiana

hybrid

MERule sources checked

Maine

tax deed

MDRule sources checked

Maryland

tax lien

MARule sources checked

Massachusetts

hybrid

MIRule sources checked

Michigan

tax deed

MNRule sources checked

Minnesota

tax deed

MSRule sources checked

Mississippi

tax lien

MORule sources checked

Missouri

tax lien

MTRule sources checked

Montana

tax lien

NERule sources checked

Nebraska

tax lien

NVRule sources checked

Nevada

tax deed

NHRule sources checked

New Hampshire

hybrid

NJRule sources checked

New Jersey

tax lien

NMRule sources checked

New Mexico

tax deed

NYRule sources checked

New York

hybrid

NCRule sources checked

North Carolina

tax deed

NDRule sources checked

North Dakota

tax deed

OHRule sources checked

Ohio

hybrid

OKRule sources checked

Oklahoma

tax deed

ORRule sources checked

Oregon

tax deed

PARule sources checked

Pennsylvania

hybrid

RIRule sources checked

Rhode Island

tax lien

SCRule sources checked

South Carolina

redeemable deed

SDRule sources checked

South Dakota

tax lien

TNRule sources checked

Tennessee

redeemable deed

TXSources reviewed

Texas

redeemable deed

UTRule sources checked

Utah

tax deed

VTRule sources checked

Vermont

redeemable deed

VARule sources checked

Virginia

tax deed

WARule sources checked

Washington

tax deed

WVRule sources checked

West Virginia

tax lien

WIRule sources checked

Wisconsin

tax deed

WYRule sources checked

Wyoming

tax lien